atpoint.FINAP360 helps the consultant with efficient preparation, consultations, and post-processing. This way, the end customer receives an emotional, thoroughly digitalized, and highly competent consulting experience.
The highlights of atpoint.FINAP360:
atpoint.FINAP360 guides the customer consultant through various credit processes in an intuitive way and is integrated end-2-end into both the core banking system and other central systems and services.
The customer consultant’s entries are checked in real-time following the company’s requirements and the bank’s internal credit regulations. The level of competency is automatically determined.
The digital credit-highway manages individual digital business cases completely automatically, from preparation through to consultation and through to credit application. As part of this, an application is passed through the following checks throughout its duration:
- Creation of business partners in the core banking system
- Provision of joint accounts
- CRM update
- Hedonistic real estate appraisals
- Affordability calculation
- Calculation of securities (Regulation, gross, net 1 and net 2)
- Amortization calculation
- Automatic ZEK testing
- Determination of the rating
- Generation of the policy application
- Generation of the financing suggestion
- Data validation for the transfer of the credit application
Supported business cases: